Home Equity Credit Lines

TAP into the right Home Equity product suited to your needs. Absolute flexibility among options with the revolving line of credit and its variable rate and interest only payments; a single advance term loan with a fixed rate and fixed payment or the combination loan that takes the best elements of both options to give you flexibility and structure. Be your own Banker and choose the home equity option that is right for you.

Home Equity Revolving Line of Credit

• Prime rate index pricing**
• Interest only payments for up to 12 years with a final single balloon payment at maturity
• Use your Home Equity Access Card or write a check to access your account

Home Equity Term Loan

• Fixed rate and fixed payments
• Various terms available
• One-time advance
• Automatic payment from your deposit account is available

Home Equity Combo Loan

• Combines both the revolving line of credit and a fixed rate, fixed payment term loan into one product
• One monthly statement
• Allows you to lock up to 75% of your approved line with multiple fixed rate advances

**Annual percentage rate is variable; rate may vary based on credit qualification, loan to value (LTV) and amount of line. Must have at least $75,000 line of credit and no more than 80% LTV for best pricing. Other rates available for higher LTV's and lower line.

Use our handy Calculator to determine the payment on an advance of your choice!

To find out more, contact us or fill out our on-line application form to apply today.